White-Label Crypto Card Program

Yes, a white label crypto card program from WaldenPay exists today, and it's simpler than most people expect: it's a partner API paired with a white-label Telegram bot that you brand as your own, with a configurable 0-20% markup on top-ups that you control. Your community funds a card through your branded interface, the crypto converts to spendable balance the same way it does on WaldenPay directly, and you keep the markup you set.

To be precise about scope: this is a reseller and integration layer, not a card-issuing license — the underlying card program, compliance, and Visa/Mastercard rails stay with WaldenPay, and the commercial terms here match what's published on our affiliate program page exactly, with no additional revenue-share tiers beyond the 0-20% markup you configure.

This is built for people who already have an audience or a product and want a crypto card offering attached to it without becoming a card issuer themselves. It solves three concrete problems: monetizing a community beyond one-time referral commissions, offering a crypto card api for developers who want to embed funding and card issuance into an existing app or bot, and giving affiliate marketers a branded, repeatable product instead of a plain outbound link.

  • Telegram community owners who want a branded card bot members can fund directly, with the group owner setting the markup instead of relying on flat referral payouts
  • Fintech builders and developers who want to integrate card issuance via API rather than building card infrastructure and banking relationships from scratch
  • Affiliate marketers scaling past referral links who want an owned, branded surface where they control pricing and repeat usage

Setup follows the same funding mechanics as a standard WaldenPay card, with a branding and markup layer added on top for partners.

  1. Apply for partner access and get set up with the API or the white-label Telegram bot template
  2. Configure your markup, anywhere from 0% to 20%, and apply your own branding to the bot or integration
  3. Your users sign up with just an email — no identity documents required for standard use
  4. They fund their card with any of 135+ cryptocurrencies across 35+ networks; a $10 one-time card creation fee and top-up fees from 5% down to 3% apply, plus your configured markup
  5. The card issues instantly after funding and works at 150M+ merchants via Visa/Mastercard rails, plus Apple Pay and Google Pay

WaldenPay fits this use case because the partner layer doesn't change the underlying product: the same $0 monthly fee, the same automatic volume discounts on top-up fees, and the same instant issuance apply whether someone signs up directly or through your branded bot. The honest limit is worth stating plainly — you're reselling access to WaldenPay's card program under your brand, not operating your own licensed card issuer, and the base terms (fees, minimums, network coverage) are fixed by WaldenPay even though your markup and branding are yours to control.

We'd rather say that clearly than let a partner overpromise: this is a privacy-focused, minimal-data-collection card, not an anonymous or untraceable one, and that framing carries through no matter whose brand sits on top of it.

Frequently asked questions

What does "white label" actually mean in this program?

It means your community or users interact with a bot or interface carrying your branding, while WaldenPay's card infrastructure, funding conversion, and Visa/Mastercard rails run underneath. You're not issuing your own card program — you're reselling access to an existing one under your own name.

How does the markup work, and is there a revenue share on top of it?

You configure a markup between 0% and 20% on top-ups made through your branded bot or link, and that's the full commercial structure — there's no separate or additional revenue-share tier beyond what's published on WaldenPay's affiliate page. Whatever markup you set is what you earn per top-up.

Do I need to be a registered business to join?

The partner program is designed for community owners, developers, and marketers rather than requiring formal business registration, though specifics can vary by application. The best way to confirm current requirements is to apply through the partner API access process directly.

Will my users need to submit identity documents?

For standard use, no — signup only requires an email address, matching WaldenPay's normal onboarding. That said, this white-label layer doesn't change WaldenPay's underlying compliance posture, so document verification could still apply in edge cases such as unusually high volume or specific risk triggers, the same as it would for any direct WaldenPay user.

How is this different from just using a referral link?

A referral link earns a one-time or ongoing commission tied to someone else's card, while this program gives you a branded bot or API integration where you set the markup and your users interact with your name, not a generic referral URL. It's a repeatable, owned product surface rather than an outbound link.