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Last reviewed August 2026

Sending and receiving money

Your WaldenPay account isn't only a card. Money moves both ways: you can pay another user directly, and you can get paid by anyone — even if they've never heard of WaldenPay.

Send to Friend

Send money to any WaldenPay user with just their email address — no wallet address to copy and no network to pick. Because it's an internal ledger transfer rather than a blockchain transaction, it arrives in seconds and costs nothing for either side. Transfers run from $1 to $10,000 and every one is confirmed with your password.

Collect Payments

Request any amount from $1 to $10,000 and share the link or QR code. Your payer settles in any of 135+ cryptocurrencies across 35+ networks without creating an account, and you receive the exact USD amount. Collecting is free for you — the payer covers a 0.2% conversion fee — and incomplete payments are refunded automatically, so you never chase anyone.

Frequently Asked Questions