Crypto Card Fee Calculator
No fee surprises: enter a top-up amount and see exactly what it costs and how much lands on the card.
Network fees go to the blockchain, not WaldenPay. Typical values shown; actual fees vary with congestion.
Discounts apply automatically based on your rolling 30-day card spend. Spending $250k+ per month? Contact us for individual pricing.
Your Breakdown
- Top-up amount
- $500.00
- Top-up fee (5%)
- -$25.00
- Typical network fee
- ~$1.00
- Spendable card balance
- $475.00
How the fees work
WaldenPay charges a top-up fee when you load the card — starting at 5% and dropping automatically to as low as 3% as your rolling 30-day card spend grows — plus a one-time $10 card creation fee. Nothing monthly, no FX markup games. The network fee is paid to the blockchain itself: TRC20 transfers typically cost under $1, which is why most users load USDT via TRON.
Deep dives: Crypto Card Fees Explained and Network Fees Explained, see full pricing, or start from the crypto prepaid card guide.
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What you calculated is what you pay — and your rate only moves down as your spending grows, never up.
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