Spend crypto anywhere.
Without limits.
Get your crypto card in about 10 minutes. Top it up with any of 135+ cryptocurrencies and pay anywhere Visa & Mastercard are accepted — online, in-store, Apple Pay and Google Pay. To get paid, just share a link or QR code — anyone can send you crypto, no verification, no account needed.
* Subject to AML and regulatory requirements
Load with any of 135+ cryptocurrencies across 35+ networks
150M+ merchantsEverything you need to spend crypto like cash
One card, one dashboard, one Telegram bot — covering every step from topping up to tapping your phone at checkout.
Load your card straight from any wallet or exchange
135+ cryptocurrencies accepted
Top up with USDT, USDC, BTC, ETH, SOL, TRX and 130+ more assets — everything converts to card balance at loading time, no pre-swaps needed.
35+ networks supported
Send from whichever chain is cheapest for you — TRON, Ethereum, Solana, BNB Chain, Bitcoin and 30+ more. TRC-20 transfers usually cost under $1.
Know your fees upfront
Top-up fees start at 5% and drop to 3% with automatic volume discounts, plus a $10 one-time issuance fee. Use the calculator to see exactly what lands on your card.
Get started in about 10 minutes
Three simple steps to your first crypto payment. No paperwork, no waiting.
Register
01Sign up instantly with fast onboarding — you're in within a couple of minutes.
Fund your wallet
02Get your unique deposit address and send crypto from any exchange or wallet.
Top up & start spending
03Load your virtual card and use it immediately — Apple Pay, Google Pay, or card details online.
Your money now moves both ways
Beyond the card: send money to any WaldenPay user in seconds, and get paid in crypto by anyone on Earth — no account needed on their side.
Send to Friend
NewSplit a bill, pay back a friend or pay a colleague — instantly and free. Their email is the address: no wallet strings to copy, no blockchain, no waiting for confirmations.
- Instant — a ledger transfer that lands in seconds, not minutes
- Zero fees — the recipient gets every cent, dollar for dollar
- Name preview before you send, so money never goes to the wrong person
- $1 to $10,000 per transfer, password-confirmed every time
Collect Payments
NewAccept crypto payments like a pro — no code, no hardware, no account needed from your customer. Share a link or QR code and the exact USD amount lands in your wallet.
- Share a link or full-screen QR — at the till, in chat, or on an invoice
- Payers choose any of 135+ coins on 35+ networks — no WaldenPay account needed
- You receive the exact USD amount — the payer covers the 0.2% conversion fee
- Underpayments tracked, incomplete payments automatically refunded
Spend more, pay less — automatically.
A $10 one-time issuance fee and a top-up fee that starts at 5% and drops to as low as 3% as your 30-day spend grows — no forms, no negotiations. No monthly charges, no fine print — registration, balance checks and support are always free.
- Account registration — free
- Monthly maintenance — free
- Balance checks & support — free
- Payment collecting — free
Manage your cards on the go
Link your WaldenPay account to our Telegram bot and manage your virtual cards, check balances, and make deposits — all without leaving Telegram.
Built for people who actually spend crypto
From everyday purchases to scaling ad accounts — your crypto, your way.
"I added my WaldenPay to Apple Pay and now buy groceries, coffee, and gas with my crypto. It works just like a regular bank card, and my crypto stays under my control."
"I fund $50K+ in Facebook and Google ads monthly with my WaldenPay. Fast top-ups straight from my crypto treasury — no waiting on bank transfers."
Bank-level security, crypto-native privacy
Your funds and data are protected with the same standards major financial institutions rely on.
256-bit AES encryption
All data and transactions are encrypted with the same standard used by governments worldwide.
PCI DSS-compliant processing
Card data is handled by PCI DSS-compliant payment partners — we never store full card numbers.
99.9% uptime SLA
Enterprise-grade infrastructure with 24/7 monitoring, DDoS protection, and automatic failover.
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Read articleFrequently asked questions
Common questions about getting started with WaldenPay.
How long does it take to get my card?
The entire process takes about 10 minutes. Registration is instant, funding takes 2-3 minutes, and your virtual card is ready to use immediately after loading.
Can I really use it for Apple Pay and Google Pay?
Yes! Add your WaldenPay to Apple Pay, Google Pay, or use the virtual card details directly. It works anywhere Visa & Mastercard are accepted - from grocery stores to online shopping to business expenses.
What are the fees?
Simple and transparent: a $10 one-time card issue fee plus a top-up fee when you load crypto to your card — starting at 5% and dropping automatically to as low as 3% as your spending grows. No monthly fees, no hidden charges, no maintenance costs.
How do volume discounts work?
Your top-up fee is based on the total amount you've loaded onto your cards in the last 30 days. Cross a threshold and your fee drops automatically — starting at 5% and going as low as 3% at $100k+. You can track your progress toward the next discount level right on your dashboard. Spending $250k+ per month? Contact us for individual pricing.
Which cryptocurrencies can I use?
WaldenPay accepts 135+ cryptocurrencies across 35+ networks — USDT, USDC, BTC, ETH, SOL, TRX, LTC and many more. Whatever you send is converted to card balance at loading time, so there's no need to pre-swap into a specific coin.
Can I send money to other WaldenPay users?
Yes — Send to Friend transfers money to any WaldenPay user instantly using just their email address. It's a ledger transfer, not a blockchain transaction, so funds arrive in seconds with zero fees — the recipient gets exactly what you send. Limits: $1 minimum, $10,000 per transfer, $20,000 per rolling 24 hours.
Can I accept crypto payments from customers?
Yes — Collect Payments creates a shareable payment link and QR code for any amount from $1 to $10,000. Your customer pays in any of 135+ cryptocurrencies across 35+ networks without needing a WaldenPay account, and the exact USD amount lands in your wallet — the payer covers the small 0.2% conversion fee. Underpayments are tracked and incomplete payments are automatically refunded to the payer's wallet.
Is my crypto safe?
Your funds are protected with bank-level security including 256-bit encryption, multi-layer firewalls, and PCI DSS compliance. We use the same security standards as major financial institutions.
Can I fund advertising campaigns?
Absolutely! Many users fund Facebook Ads, Google Ads, and other digital marketing campaigns directly from their crypto balance - a fast way for crypto-native businesses to pay for ads.
The complete guides to crypto cards
Long-form, A-to-Z guides on every topic we cover - from choosing a no-KYC card to paying for ads, subscriptions and travel with crypto. Each one links to the detailed articles on that subject.
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What actually matters in a virtual card for media buying - funding speed, issuance limits, and spend isolation - plus where crypto-funded cards fit in 2026.
Read the guideWaldenPay Virtual Card: Complete Guide to Features & Fees
A full breakdown of the WaldenPay virtual card - fees, supported cryptocurrencies, Apple Pay/Google Pay use, Send to Friend, and Collect Payments.
Read the guide
Ready to spend your crypto anywhere?
Get your crypto prepaid card today and pay anywhere Visa & Mastercard are accepted — with your privacy respected.